How eWAY Works

Real time payments occur within an average of 3 seconds, even though there is a lot of work going on behind the scenes.

	1. Customer Capture During the payment process your customer will enter their order and credit card details. These details are securely transmitted to the eWAY payment gateway, ready for real time processing.
	2. eWAY Gateway Your customer’s credit card details are encrypted by eWAY, ensuring they are stored securely. Payment information is passed to your Internet merchant facility for authorisation of the credit card supplied.
	3. Banking Network Your Internet merchant facility communicates with your customer’s credit card issuer, confirming the validity of the credit card used and availability of sufficient funds. Once payments are successfully processed they are held in your Internet merchant facility ready for overnight settlement.
	4. eWAY Reports The result of the transaction is sent from the banking network to eWAY where the outcome is recorded within your transaction history. An e-mail receipt is automatically sent to you and your customer with the payment result.
	5. Website Response A real time response is returned to your website, informing your customer of the outcome of their payment.