GPayments

GPayments is the leading provider of authentication solutions for credit card transactions over the Internet. They provide products for financial institutions (issuers and acquirers), service providers, merchants and cardholders. Over ten years experience in technology development has positioned GPayments as a leader in secure electronic commerce.

GPayments provides a complete range of integrated authentication products based on Verified by Visa and MasterCard SecureCode. These products are deployed in over 30 countries worldwide and in some of the largest international corporations.

GPayments has a track record in providing open, scalable solutions on a range of industry standard platforms. They offer localized versions of their range of products, which include multi-currency and multi-lingual support for global markets. GPayments also provides systems integration, outsourcing services and customer support via a network of partners.

Through constant examination and evaluation of the trends in the online payments industry, GPayments is well positioned to provide ePayments consulting services. GPayments assists in developing implementation strategies that comply with the emerging authentication standards introduced by major payment companies such as Visa and MasterCard.

3-D Secure is a combined program involving both Visa and MasterCard designed to assist in minimising online credit card fraud. The objective of the program is to benefit cardholders and participating merchants by providing card issuers the ability to fully authenticate cardholders during an online purchase, reducing the likelihood of fraudulent usage of Visa and MasterCard credit cards, and improving overall transaction performance.

The individual 3-D Secure program for Visa is known as Verified By Visa, and the MasterCard program is known as MasterCard SecureCode.

eWAY uses GPayments' ActiveMerchant Enterprise product for 3-D Secure payments. ActiveMerchant Enterprise is a merchant authentication system for service providers such as eWAY. It handles high transaction volumes and is designed to run as a managed service, providing Verified by Visa and MasterCard SecureCode authentication services for our large merchant base.

ActiveMerchant Enterprise reduces the effort required for individual merchants to sign-up for Verified by Visa and MasterCard SecureCode by offering a number of flexible implementation options. It minimizes the ongoing operational and administrative requirements for merchants by providing a centralised administration interface for the service provider.

ActiveMerchant Enterprise provides the most flexible implementation options across multiple operating system and hardware platforms. It is easy to install and simple to administer through its intuitive, web-based interface. It utilizes leading relational databases for transaction storage and can be scaled across multiple physical servers to support peak loads.