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GEO-IP (Beagle)

eWAY’s GEO-IP Antifraud tool - Beagle - is the next level in fraud protection for online merchants. Credit card fraud is a major headache for online merchants and the costs involved in surveillance, detection and removal of fraudulent transactions are significant. Beagle provides a simple system for merchants to prevent fraudulent transactions from being processed through their website. Beagle will allow new and existing merchants to process credit cards with a greater sense of security and will save you money, usually lost to the costs associated with online fraud.

eWAY Beagle

Beagle is an advanced fraud detection tool which allows merchants to evaluate and action each transaction made on their site, individually. Beagle operates primarily by allowing merchants to set their own rules based on information derived from each transactions details, including the credit card number, billing and shipping addresses, and the customers IP Address. All of this information is passed through to Beagle which, through an extensive database system, will determine a number of fraud risk factors. The merchant’s rules are then applied to these factors to determine whether the transaction should be processed or blocked.

eWAY offers two levels of fraud detection - Beagle Standard/Platinum and Beagle Lite. The basic Beagle Lite service is offered free with every eWAY account. Beagle Standard and Platinum plans are available for a small monthly fee, and offers the level of detection needed for merchants serious about preventing fraudulent transactions on their site.

Beagle Explained

Beagle saves merchants valuable time and money usually spent on fraud detection and prevention. Merchants will no longer need to go back through their online sales to manually detect any possible fraudulent activity. Merchants will instantly be alerted by Beagle when a possible fraudulent transaction is processed. Beagle will also reduce the costs associated with charge backs and refunds, with the ability to halt suspicious transactions before they are processed. This will also result in less banking fees for merchants as the transactions can be stopped before they are processed on their merchant account.

The ability to customize Beagle is its strength. All merchants have different needs and make different business decisions based upon what they feel is right for their business. Beagle facilitates this by allowing merchants to not only set which rules they deem to be important, but to also set the action associated with each rule. For example, one merchant may feel that international customers are integral to their online business and therefore process all transactions originating from an overseas IP address, whereas another merchant would flag such a transaction as possibly fraudulent, and block it from being processed. This allows Beagle to be completely compatible with an online merchant’s overall eCommerce strategy.

As well as having rules set to block fraudulent activity, Beagle informs merchants on a host of information that allows merchants to more accurately determine the validity of their customer. Where the basic Beagle Lite service returns two fields of information, Beagle Standard/Platinum returns twenty two. These 22 fields provide accurate information regarding the location, identity and behaviour of the customer.

Technical Information/Support

The rules and returned fields available with eWAY's Beagle Antifraud system can be found at our support pages.

Pricing

The pricing for structure for the eWAY Beagle system can be found on our Pricing page.

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