| Response Code | Response Text | Result |
| 00 | Transaction Approved |
Successful
|
| 01 | Refer to Issuer |
Failed
|
| 02 | Refer to Issuer, special |
Failed
|
| 03 | No Merchant |
Failed
|
| 04 | Pick Up Card |
Failed
|
| 05 | Do Not Honour |
Failed
|
| 06 | Error |
Failed
|
| 07 | Pick Up Card, Special |
Failed
|
| 08 | Honour With Identification |
Successful
|
| 09 | Request In Progress |
Failed
|
| 10 | Approved For Partial Amount |
Successful
|
| 11 | Approved, VIP |
Successful
|
| 12 | Invalid Transaction |
Failed
|
| 13 | Invalid Amount |
Failed
|
| 14 | Invalid Card Number |
Failed
|
| 15 | No Issuer |
Failed
|
| 16 | Approved, Update Track 3 |
Successful
|
| 19 | Re-enter Last Transaction |
Failed
|
| 21 | No Action Taken |
Failed
|
| 22 | Suspected Malfunction |
Failed
|
| 23 | Unacceptable Transaction Fee |
Failed
|
| 25 | Unable to Locate Record On File |
Failed
|
| 30 | Format Error |
Failed
|
| 31 | Bank Not Supported By Switch |
Failed
|
| 33 | Expired Card, Capture |
Failed
|
| 34 | Suspected Fraud, Retain Card |
Failed
|
| 35 | Card Acceptor, Contact Acquirer, Retain Card |
Failed
|
| 36 | Restricted Card, Retain Card |
Failed
|
| 37 | Contact Acquirer Security Department, Retain Card |
Failed
|
| 38 | PIN Tries Exceeded, Capture |
Failed
|
| 39 | No Credit Account |
Failed
|
| 40 | Function Not Supported |
Failed
|
| 41 | Lost Card |
Failed
|
| 42 | No Universal Account |
Failed
|
| 43 | Stolen Card |
Failed
|
| 44 | No Investment Account |
Failed
|
| 51 | Insufficient Funds |
Failed
|
| 52 | No Cheque Account |
Failed
|
| 53 | No Savings Account |
Failed
|
| 54 | Expired Card |
Failed
|
| 55 | Incorrect PIN |
Failed
|
| 56 | No Card Record |
Failed
|
| 57 | Function Not Permitted to Cardholder |
Failed
|
| 58 | Function Not Permitted to Terminal |
Failed
|
| 59 | Suspected Fraud |
Failed
|
| 60 | Acceptor Contact Acquirer |
Failed
|
| 61 | Exceeds Withdrawal Limit |
Failed
|
| 62 | Restricted Card |
Failed
|
| 63 | Security Violation |
Failed
|
| 64 | Original Amount Incorrect |
Failed
|
| 66 | Acceptor Contact Acquirer, Security |
Failed
|
| 67 | Capture Card |
Failed
|
| 75 | PIN Tries Exceeded |
Failed
|
| 82 | CVV Validation Error |
Failed
|
| 90 | Cutoff In Progress |
Failed
|
| 91 | Card Issuer Unavailable |
Failed
|
| 92 | Unable To Route Transaction |
Failed
|
| 93 | Cannot Complete, Violation Of The Law |
Failed
|
| 94 | Duplicate Transaction |
Failed
|
| 96 | System Error |
Failed
|