Difference between XML and Shared
The eWAY XML Stored Payment Solution allows your customers to remain on your site
for the duration of their deferred payment. Once they checkout their goods/services,
all of their payment details are then passed in the background to eWAY for storing.
The result of the transaction is then returned to your site in order to display
and inform the customer of the outcome of their deferred payment. This allows you
to maintain the look and feel of your site, maintain your own branding and sales
flow, and your customers are not being transferred around the Internet for their
payment details. This means less sales lost as a result of customers closing their
browser window due to phishing concerns. The XML is the most professional option
for collecting your customer’s payment details and is recommended by eWAY as the
optimal payment solution.
The eWAY Shared Stored Payment Solution is a hosted solution, meaning your customers
enter their details on a secure eWAY payment page. Once a customer checks out from
your site they are redirected to an eWAY payment page to enter their credit card
details. This defers the need to collect credit card details on your site. The Shared
Payment Solution is recommended for light levels of eCommerce as it does not provide
the seamless flow and consistency that the XML Solution offers.
Credit Card Verification Number (CVN)
CVN is not available for use with the eWAY Stored Payments Solution, as storage
of CVN is illegal.
Your OWN Stored Payment page (This is the recommended solution) - communicating
with eWAY in the background. Your customer is not transferred to the eWAY domain
and then back again. They enter all of their information, including credit card
details, on your secure website. This information is then sent in the background,
via XML, and stored on the secure eWAY server. The user, who is purchasing at your
website, never sees the eWAY website. This solution requires SSL and XML to be installed
on your web server.
If you need to store credit card details using a secure page on your own website,
then this is the solution for you. There is a minimum amount of information that
we require to process your transaction. You POST an XML document to eWAY from a
page on your site, which must be encrypted by SSL. We then POST the result (also
via XML) of your upload back to your website.
eWAY works in the background! Your customer never leaves your website!
Which platforms are supported?
The eWAY XML Solution uses XML which is platform independent. ANY operating system
that supports XML can use this solution, e.g. Windows, Linux, Mac etc.
Note: For other operating systems please consult your web server manual or web administrator
for information on enabling and configuring XML.
How Does It Work?
The
sample code
provided builds an XML document from a FORM. For the purpose of the demo, the values
are in text fields. They can easily be made into hidden fields or server-side variables
so the users can not modify the values. The information stored in the fields is
converted into a valid XML document, which then communicates with the eWAY XML Stored
Payments Gateway. The transaction is stored and a XML document is returned. The
stored payment details are then able to be viewed in your secure administration
area, to be processed at a later date.
Your site passes information to eWAY. Your user is transferred to the secure eWAY
website to enter their credit card details. Once processed, the data is stored on
the eWAY system to be accessed later. The user is then returned to your website.
The transaction is NOT processed immediately. Most hosting solutions can use this
method. The shared page solution does NOT require any components to be installed
on your web server or any SSL certificates to be installed. We let you use the eWAY
secure 128 bit SSL certificate for FREE. This solution can be used on almost any
hosting solution in the world.
This solution requires your customer to be transferred to a generic eWAY page to
enter their credit card details and finalise the storage of the transaction information.
Your customer is then redirected back to your website once this has been completed.
Which platforms are supported?
The eWAY Shared Page Solution uses HTML <FORMS> which is HTML specific. ANY
web page that can POST an HTML FORM can communicate with the eWAY Shared Page Solution
to create Stored Payments, e.g. Windows, Linux, Mac etc.
How Does It Work?
Your website transfers from your domain to the secure eWAY domain, where all credit
card information is entered and encrypted. Your site only passes order information
such as customer and purchase details to the eWAY Shared Page. Once the transaction
is completed via the bank your customer is transferred back to your website.
The eWAY Shared Page Solution has an Auto Redirect feature - your customer can be
automatically redirected to your site once a transaction is complete. This allows
you to easily update information on your site. There is no need to wait or hope
for your customer to click the "continue" button.
Using the returned information, you can then update a database, send an Email, send
a SMS... Anything you like!