Payment providers are working with customers and banks to create digital wallets that customers can use when making purchases from online stores and mcommerce sites.

The new Samsung Galaxy Nexus cellphones with the Ice Cream Sandwich Android operating system are en route to Australian retailers, bringing the first smartphones with NFC technology Down Under.

With new online features like multiple delivery options, side-by-side item comparison and additional product information, it is easy to see why Australian consumers are increasingly shopping for apparel on the web.

While many retail stores utilize their websites to encourage online transactions, some major retailers are also utilizing mobile technology to drive traffic to stores during the back-to-school season.

As online sales continue to skyrocket, Australian retailers are discovering the benefits of setting up shop online. In an interview with Central Western Daily, Business Enterprise Center CEO Bruce Buchanan said businesses without an ecommerce presence are missing out on sales opportunities.

The rapid growth in smartphone adoption is not just changing the way people communicate - it is also having a profound impact on the way they shop.

According to recent data, Australian ecommerce businesses may want to make sure the online payment gateway they choose to use is a reliable one with good security features.

A review that is currently being conducted by the Reserve Bank of Australia's (RBA) Payments System Board has found that 60 percent of citizens pay their bills online, according to The Australian.

The use of online and mobile payment solutions in Australia has risen significantly over the past three years.

In New Zealand, residents and tourists can use the colorful Snapper Card to pay for public transport or small purchases at select retailers. Recently, the distributor of this product announced its plans to extend services, continue processing online payments and serve more people.