Reduce fraud chargeback costs
Shift the financial liability from your business to the customer’s bank when a chargeback occurs.
Leverage rich data to validate the cardholder behind the transaction
Prevent up to 50% of unauthorised purchases happening in the first place.
Reduce cart abandonment
Improve your business revenue by removing authorisation hoops for repeat or low risk customers to streamline the checkout experience.

Provide a safe and secure checkout experience
Fighting fraud with 3D Secure 2.0
To achieve the highest level of transaction authentication, 3D Secure 2.0 provides a real-time rich data exchange between the merchant, card issuer and card scheme (for example, Visa or Mastercard). 3D Secure 2.0 analyses a number of data points about the cardholder and device while they are making the transaction online to calculate a risk score.
If a transaction is deemed high risk for fraud, the cardholder will be prompted to verify their identity by completing a number of authentication hoops, such as a one-time-passcode (OTP), biometrics or knowledge based questions. If the transaction is deemed low risk, the cardholder skips this step and finalises their purchase.
3D Secure 2.0 combines with our Fraud Protection Plans and Eway features such as Eway tokenisation and device fingerprinting to help you detect any suspicious activity across the entire transaction process.